Monday, August 24, 2015

Purchasing a Home? Hire a Professional Real Estate Agent to Help in your Purchase!!

Getting a purchase closed in today's market is complex. The real estate market has changed greatly from only a few years ago. Buyers face many more hurdles including stricter financing, low housing supplies, higher mortgage rates, and rising prices.

To negotiate today's challenges, you need a real estate sales professional to help you close the deal. A good real estate professional understands current market conditions. He or she has house-by-house neighborhood experience and can help you obtain the right home at the best price and terms.

Your agent can help you find a home quickly. Not only do real estate agents have access to the local multiple listing service, they also share knowledge of homes coming onto the market with their colleagues. Your real estate professional will tell others about your requirements for a home so they can also be on the lookout for you.

In fact, networking is one of the biggest industry advantages. Many homes are bought and sold without a sign ever going into the yard. But, for buyers to be shown the latest homes on the market, or to hear about homes about to come onto the market, there has to be a strong relationship between the buyer and the real estate professional.

If you want to be the buyer positioned to make first and best offers on the most desirable homes, make certain your agent knows you are committed. How do you show you're serious? There are several ways.

Get prequalified with a lender. Share your financial records so you know exactly how much home you can buy. Your agent won't go over your limit because it would be a waste of time to show you homes you can't afford to buy.

Work with only one agent. You can do this by signing a buyer's representation agreement, if it's customary in your area. If not, show your loyalty by telling other agents you may meet at open houses or socially that you are represented and give them your agent's name.

Don't shop for homes without your agent. If you want to look at open houses or builder homes, invite your agent to go along. If your agent can't go, make sure you register your agent's name with builder sales reps and open house sellers' agents.

Be loyal. Real estate professionals work primarily on commission. If the deal of the century is about to come on the market, who do you think your agent will tell first - the buyer with five other agents or the buyer who is loyal? If you're playing agents against each other thinking you'll get people to work for free and that you'll have your pick of homes to choose, you're wrong. Agents talk, and they'll find out they're working for the same buyer. If you want great service, show appreciation, confidence, and commitment.

Once you find the house you want, the work really begins. You'll have to navigate negotiations, loan approval, seller's disclosures, inspections with environmental and structural reports, and so on. From helping you make a reasonable offer, to providing for the discovery and disclosure of material facts, your agent can help protect your interests.

Buyers and sellers are natural adversaries. Agents must be skilled negotiators and problem solvers, as well as anticipate problems before they happen. Pride, ignorance, or stubbornness can get in the way of a fair deal for both sides.

Your agent will share your risk, and will make sure you go into any home purchase with your eyes wide open. Take advantage of the greatest homebuying resource available -- your own real estate agent

Thursday, August 13, 2015

Incredible Newer Chino Hills Home!! Offered at $908,000

A SOPHISTICATION OF ARTISTRY, LOCATION AND FUNCTION! Enjoy the privacy & serenity of living at this wide cul-de-sac. Family pleasure commences in the gourmet kitchen having GE Profile appliances, granite counters w/ full backsplash, prep island, raised eating bar, abundant cherry cabinets, butler's & walk-in pantries & French dr to the bkyd. The refreshing escape continues to the gunite pool/spa, freestanding sauna, fire pit & tile-covered patio area. Uncompromising features: natural African Sapele hardwood flr, stairs & baths; berber carpet; stained stair sys; dual Master's walk-in closet; family rm surround sound sys & wide media niche; laundry rm sink; oversized baseboards/door casings; wood window sill & 9-ft ceiling. Energy efficient features: dual-glazed low E windows; dual-zoned HVAC; ceiling fan ready in all bdrms; gas laundry hook-ups & fully insulated ext walls & ceilings. Finishing touches: tech rm blt-in cabinets; bdrm mirrored wardrobe drs & ceiling mounted light fixtures; stained glass pantry dr, light fixtures & window; alarm sys; garage epoxy flr, sink & blt-in cabinets; cat-5 data & gas-stub for future bkyd bbq. The medley of quality materials, superior design & premium location make this 6-bd, 4-ba & 4-car gar home an incredible purchase!





Purchasing a New Home? Here are some tips.

Buying a new home can be a truly exciting experience. Choosing your lot and floorplan, picking out all your fixtures, watching the progress from foundation to framing to finishes. Makes me want to run out and tour a model home right now!

Through all the excitement, though, there are a few realities that may be surprising for those buying new for the first time.

1. You probably won't be able to negotiate the price

New homes are not like resale, where there is the expectation of price negotiations back and forth. The price set by the builder is most likely the price you're going to pay. The exceptions are when there are just a few homes left and when there is standing inventory that needs to be sold.

"Look for builder inventory homes that have been on the market for 45 days or more," said Inman. "These are the homes in which a buyer might be able to get a good deal."

2. But you may be able get some upgrades at no cost

More typical in a new-home community is getting some upgrades thrown in—things like window coverings or nicer flooring. Negotiating a few must-haves into your deal can help offset your costs. Some builders may also help with closing costs as an incentive to buy.

3. There might also be incentives to using the builder's in-house lender

Many builders have an in-house or preferred lender they work with to provide financing for buyers. There may be advantages to using this lender—better terms or a rate that's bought down. By law, the builder can't make you use their lender, so if you feel pressured, be sure to discuss with your real estate agent.

4. Use a REALTOR®

Speaking of Realtors…you can use your agent to buy a new home, and, in fact, you should.

"In general, builders' model homes are staffed by agents who work directly for and represent the builder. A buyer also needs to have a real estate agent who represents them and looks after their best interests," said Inman. "Keep in mind that most builders will require that the real estate agent accompany and register the buyer on their first visit to the builder's model home or community."

5. Your home will not look like the model

When you tour a model home, it's decked out with pretty walls and floors and lighting and countertops. The furniture is to scale and the fabrics are custom and the pictures are hung perfectly. It's pretty seductive. But the empty shell you buy won't look like this if you go with all the standard configurations and finishes. Be realistic about what you want, what you need, what you can afford, and how that translates to what you are seeing. The salesperson can point out which of the items you love in the model come standard and which are pricey upgrades.

6. The price of the home as advertised is not what you'll pay

Typically, it will take many tens of thousands of dollars in upgrades and options to get the home you buy to look like the model. This can be a rude awakening for buyers who are trying to stick to a strict budget. The good news is rolling some of those upgrades into the mortgage can make good financial sense, according to Money Crashers.

"Upgrading during the initial construction phase is generally cheaper than updating your home later on. For example, if you choose to upgrade from laminate flooring to hardwood, you'll pay the difference in material costs—but you won't necessarily have to pay extra for the installation itself, since your builder needs to install floors in the first place. The same goes for things like windows and bathroom features."

7. You'll be dealing with construction noise and traffic. For a while.

The peaceful life you envision can be a reality, but probably not from the get-go. Depending on the community, it may take time to complete construction. Which means dealing with congestion and hassle for the time being. Amenities like pools, sport courts, and trails may also not be built out by the time you move in. Asking ahead of time about the construction schedule can help you manage expectations.

8. Not everything will work perfectly

In any house, there are bound to be issues. New homes are no different. Builder warranties will help.

"Warranties for newly built homes generally offer limited coverage on workmanship and materials relating to various components of the home, such as windows, heating, ventilation and air conditioning (HVAC), plumbing, and electrical systems for specific periods. Warranties also typically define how repairs will be made," said the FCC. "The duration of coverage varies depending on the component of the house. Most warranties on new construction cover siding and stucco, doors and trim, and drywall and paint during the first year. Coverage for HVAC, plumbing, and electrical systems is generally two years. Some builders provide coverage for up to 10 years for "major structural defects."

Monday, July 27, 2015

Nice Chino Home. Offered at $489,000

Very well maintained, Beautiful Two Story Home Located In a Very Desirable Area of Chino, Must See It To Appreciate!!!!!!!, on a Cul de Sac, Enjoy The Amazing Curb Appeal Before You Enter Into The House and Then Relax in The Living Room With Vaulting Ceilings, Plantation Shutters, Formal Dining Room, Bright kitchen With plenty Cabinets, Family Room With Cozy Fireplace and Dining Room Combo, This Home Presents: 4TH bedrooms as Per Title is Three Bedrooms,?The First floor Features One Bedroom, and Bathroom/shower and Laundry Room, Upstairs Features a master bedroom, master bath with dual vanities along with 2 additional bedrooms, Two Car Garage. Well maintained front and back yards No HOA, No Mello-Roos.




Seniors, Use a Reverse Mortgage to Purchase a Home

The reverse mortgage industry was developed to provide seniors aged 62 and above a means to stay in their homes and utilize the mortgage proceeds to supplement their incomes. But not all seniors want to remain in their current homes.

Some seniors want to downsize, or trade their two-stories for one level, or live in a home with barrier-free Universal Design that makes it easier to reach cabinets, turn doorknobs, use a wheelchair, and more. Others may want to relocate closer to family, or to enjoy the activities of a senior community.

Now, thanks to HUD's FHA Reverse Mortgage to Purchase, seniors can buy a new home, using the same advantages of a traditional reverse mortgage. Reverse mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income. The only reverse mortgage insured by the U.S. Federal Government is called a Home Equity Conversion

Mortgage or HECM, and is only available through an FHA approved lender.

Like the FHA conventional reverse mortgages, the Reverse Mortgage to Purchase allows seniors to buy a new home with no credit or income requirements, and no monthly payments for as long as they occupy the home as their primary residence, maintain the home, pay property taxes, and so on.

How it works is that the borrowers would normally sell their current home in order to have a down payment, or if they have enough cash to put toward the new home purchase, they may keep their current home as a rental investment.

The down payment can only come from the sale of the current home, the sale of other assets, or savings. The borrowers may not use cash from credit cards, bridge loans, seller financing or seller contributions to closing costs.

The downpayment plus the proceeds from the reverse mortgage pay for the new home. The sale of the current home and the purchase of the new home can be completed in a single transaction.

Eligible homes for purchase include single-family homes, HUD-approved condominiums, planned unit developments, two-to-four-unit properties, and manufactured homes built after June 15, 1976. Reverse mortgages to purchase may not be used on coops, second homes, boarding houses, bed and breakfasts, or homes on leased land.

Borrowers must occupy the home as their primary residence within 60 days of the closing date. If the borrowers are purchasing new or ongoing construction, the construction must be complete and a certificate of occupancy must be issued prior to the loan application.

With an aging population that's living longer and likely to outlive savings or outspend Social Security and other retirement funds, reverse mortgages to purchase can be a legitimate option for seniors. To learn more, consult with a lender that is HUD-approved to learn more about HECM for Purchase loans.

Monday, July 20, 2015

Gorgeous HIghly Upgraded Pool Home in Chino Hils Offered at $798,000

Gorgeous pool home with lit private tennis court in the Heart of Chino Hills. Enter through the South facing front doors to a spacious floor-plan with travertine tiled ground floor, Plantation shutters, vaulted ceilings, recessed lighting, crown molding. Beautifully updated kitchen boasts, stainless steel appliances, farm sink, granite counter tops, maple cabinetry, pot filling faucet & breakfast nook. Engineered wood installed upstairs. Sizable master with remodeled bathroom, modern Marble flooring, 4' x 5' spa tub from Luxe collection at Pacific Sales, Mr. Steam in expanded Steam Shower, furnished with Hansgrohe ceiling and body sprays. Guest bathroom also remodeled with Claw Tub. Salt water Pebble Tech Pool updated with new D.E. filter and pumps. The lot has been upgraded with stone steps down to a recently installed tennis court (net adjustable for volleyball & badminton), outfitted with an adjustable Basketball Backboard & Rim from 7 ft to 10 ft (same as the one at Scottie Pippen uses) and 4 outdoor lights allowing for night time play. Garage has been updated with and epoxy floor and matching storage. Too many features to mention.





REVERSE MORTGAGES 101 FOR SENIORS AND THEIR HEIRS

Living longer on less income than they'd planned, older homeowners are looking for ways to supplement their income and looking into the benefits of a reverse mortgage for their homes. Once prey for predatory lenders, older homeowners who want to tap their home's equity safely are more protected under today's stricter guidelines.

Conventional reverse mortgages are only available to homeowners aged 62 or older, who occupy the home as a principal residence, and who either own their home outright or have substantial equity in the home. Credit worthiness is not a factor, nor is monthly income, but homeowners are expected to pay hazard insurance, pay property taxes and maintain the property.

Approximately 90% of reverse mortgages are conventional loans, or FHA-insured Home Equity Conversion Mortgages (HECM). The HECM guarantees that the FHA will meet the lender's obligations to the borrower, limits loan origination costs, and ensures full repayment of the loan to the lender up to the maximum claim amount, explains Dr. James Gaines, research economist for the Real Estate Centerat Texas A&M University.

"Reverse mortgages are based on the home's current value, borrower's age and existing interest rates," says Dr. Gaines, "Borrowers can choose to receive loan proceeds in a single, lump-sum payment, as periodic predetermined payments, a line of credit or both."

How reverse mortgages work is ingenious, and they can be a blessing to homeowners who want to stay in their homes. With a typical loan, borrowers pay interest added to the total payment. With a reverse mortgage, the interest is subtracted from the current price of the home, and the borrower is given the difference.

According to Dr. Gaines, reverse mortgages have definite pros and cons that should be considered carefully by borrowers and their heirs.


Pros of a reverse mortgage:


  • No fixed due date
  • No repayment required as long as the home remains the principal residence of the borrower
  • Nonrecourse loans -- the amount can never exceed the selling price
  • Borrowers hold title to property
  • Loan proceeds not taxable
  • Flexible payment options
Cons of a Reverse Mortgage


  • Loan-to-value ratios typically yield only 65% to 80% of the home's present value
  • Upon death, the loan's interest and costs are due and payable, usually requiring the sale of the home. Such inheritance planning may not please heirs, who may have to pay back the loan if they wish to retain the home.
  • Foreclosure is still possible, if the borrower fails to remain in the home for 12 months, or fails to pay taxes or maintain the home.
  • Terms and conditions of reverse mortgages may be difficult to understand and borrowers may also be targets for aggressive sales pitches or other expensive or inappropriate services or products.
  • If you're considering a reverse mortgage, FHA insists that homeowners are counseled to make sure they understand the transaction before they are allowed to sign for the loan.

Monday, July 13, 2015

Understanding "Realtor Speak"

Buying a house comes with a language all its own. Luckily, these key terms will help get you started. Still not sure about the meaning or importance of something? Ask your real estate professional to explain something more thoroughly. He or She lives, breathes and sleeps real estate, and will be able to help you out or point you in a direction of someone who can.

1. MLS

An MLS, or Multiple Listing Service, is an organization that provides the real estate community with products and services to facilitate the sale of properties and establish contractual offers of compensation. The term "MLS" also refers to the system that real estate professionals use to enter and access information.

Why is this important to you? Real estate professionals enter properties directly into the MLS, so the MLS includes the most accurate and up-to-date information. When you’re getting a list of properties for sale from your agent, you can trust whenever you view those properties that you are viewing the most recent status, price and information available for those properties.

2. LISTING

Your agent and his or her colleagues “list” properties that are for sale in the MLS. A listing is simply one of these properties and all of the information that accompanies it. Typically, a listing includes basic information like the size of the house, bedrooms, bathrooms, acreage and taxes. It also includes Public Remarks, which tell you more about what the home has to offer, including information about the neighborhood, recent renovations and more.

3. INCLUSIONS AND EXCLUSIONS

Some listings have items marked as Inclusions and items marked as Exclusions. Inclusions are items the seller plans to include in the sale of the house; the exclusions are items the seller plans to take with them.

It’s best not to assume an appliance is included with the sale of the house. Always check or ask your agent to check the Inclusions and Exclusions to make sure you understand what you may need to purchase for your new home.

4. SELLER'S DISCLOSURE

When you get further along in the process and find a home you really like, your agent may give you a document called a Seller’s Disclosure. This document includes all of the known defects and conditions on the property. It is filled out to the best of the seller’s knowledge, which is why if you consider buying the home it’s important you pay a professional to conduct a home inspection and look for potential issues with the home.

5. AGREEMENT OF SALE
You’ve found your dream house and you’re ready to put in an offer. If you’re a big fan of the real estate TV shows you may expect this process to go something like this: you agree on a price, your agent makes a phone call and just a short while later you hear back that the house is yours. In reality, putting an offer in on a house requires a lot of paperwork, including the very important Agreement of Sale.

This document formally puts in writing your offer, the items included with the sale, the length of time before closing and more. While signing this form may be a bit overwhelming, listen to your agent and ask questions as you go

Newer Costa Mesa Home. Just Beautiful!! Offered at $865,000

This gorgeous home is centrally located in the heart of Eastside Costa Mesa with easy freeway access, a respected school district and a short walk to the OC Fairgrounds and Newport Back Bay trails! IT SHARES A LOT WITH ONLY ONE OTHER RESIDENCE AND HAS ITS OWN DRIVEWAY & GARAGE! This home offers 3 bedrooms, 2,5 bathrooms with 2162 square feet of living space and an extra deep two car garage. Features include a spectacular open space downstairs floor plan, beautifully appointed kitchen featuring fine maple cabinetry, under cabinet lighting, granite countertops, spacious center island and stainless steel appliances. The large master bedroom features vaulted ceilings and a walk in closet with built-in shelving. Secondary bedrooms boast walk-in closets and are joined by a Jack and Jill bathroom. Upgrades throughout the home include; custom paint with textured walls, gorgeous tiled fireplace, dark wood flooring, upgraded carpet, designer lighting, ceiling fans, roll up shades throughout, recessed lighting, crown molding, dual paned windows, tank less water heater, rain gutters and fully landscaped front & rear yards with block wall and vinyl fencing.




Monday, July 6, 2015

Why makes a Buyer choose a Home to Purchase?

You may think buyers will love your home because of your extraordinary taste in home furnishings or the incredible job you did with your home addition. Nope, it's not the décor or the vast add-on that gets them to commit, although they may help. There are three top reasons a buyer chooses to buy a home -- price, condition, and location.

Let's start with Price. To choose the right asking price for your home, you need to know if your neighborhood is in a buyer's market or seller's market. A buyer's market is characterized by large inventories of six months' supply or higher, few buyers making offers, low offers, and many other concessions asked of sellers. A seller's market is characterized by low supply of six months on hand or less, heavy buyer traffic, multiple offers, and close to full price or full price offers.

Bankers, buyers' agents and buyers all have access to the same market information that your agent has given you. If you overprice for the current market, your potential buyers won't get to see your home, and even if they do, they won't get their loans approved.

Condition

Allow your real estate agent to help you market your home by putting it in the best condition possible. Buyer's pet peeves may be easy items to fix, but you don't want your house to go to the bottom of their list because you failed to paint, mow, replace the carpet, etc. Sometimes you have to invest a little money to make money.

Remember, today's buyers are more skeptical about buying a home, so creaky steps, dripping faucets, and outdated wallpaper just give buyers a reason to skip your home.

Location

You can't do much about your home's location, but you can make your home more attractive with lovely landscaping, fences to block out ugly views and sounds, a lower price and immaculate condition.

If you do have a great location, don't overprice. People expect to pay more for a great location next to schools, transportation, shopping and restaurants, but if you overprice, they will scrutinize the price and the condition.

It's hard not to be sentimental about the home you've lived in for years, but to buyers, your home is a commodity. Like you, they simply want to make a good deal on a home they love.

You'll quickly find out what real estate agents and their buyers think of your home. If you get a quick offer, you know you priced it right for the location, condition, and the current market.

If you don't get an offer within a couple of weeks, or whatever period is normal for your area, there's something wrong. Look at your price and condition and see if you can make your home a little more desirable.

Monday, June 29, 2015

Beautiful Newer Large Home in Chino Hills. Offered at $838,000

ENTHRALLING MASTERPIECE OF LUXURY AND CRAFTSMANSHIP! Elevate your living experience with what this home offers! Situated in the rolling hills, enjoy the unobstructed, panoramic city lights, valley & hills view as you entertain in the amenity packed backyard w/ heated gunite pool & bubbling spa, blt-in bbq station, TV & gazebo. Spacious 4 bedrooms accommodate a growing family. The gourmet kitchen is finished in granite slab counters w/ full backsplash, GE dbl oven, heating drawer, 5-burner stovetop, microwave, Bosch dishwasher, 2 beverage coolers, wood cabinets & abundant storage. Formal living, dining & butler's pantry. Maximize your pleasure in the family room w/ surround sound speakers, wall mount TV capability, stone stacked gas fireplace & audio equipment cabinets. The Master's suite w/ blt-in speakers, & bath w/ dual walk-in closets set the stage for comfort & relaxation. Fine appointments throughout: lead glass entry door, window shutters, crown moulding, distressed-look flooring in the main level & tiles in the bathrooms, designer carpet, upgraded baseboards & door casings, custom wall color, stained stair system, ceiling fans, central vac & security systems. The 3-car tandem garage has epoxy flooring & blt-in cabinets. MAKE THIS YOUR DREAM HOUSE!




Down Payment Info

Credit is a little tighter than it used to be, but if you believe that you have to have 20% down and perfect credit to buy a home, you may be pleasantly surprised.

Bank loans are available with as little as zero down and a funding fee that can be rolled into the loan that are guaranteed through the Veterans Administration, for veterans and active-duty military. According to Bankrate.com, the funding fee varies from 2.15 percent to 3.3 percent, according to whether or not a veteran served in the National Guard or the regular military.

The Navy Federal Credit Union offers 100 percent financing to qualified members who buy homes they intend to occupy. Navy Federal eligibility is restricted to members of the military, some civilian employees of the military and U.S. Department of Defense, and family members, explains Bankrate, which makes it the largest credit union in the nation. And the funding fee is a low 1.75 percent.

The no-down-payment USDA Rural Development mortgage guarantee program is a well-kept secret. Loans aren't just for farmland, but for homes in areas with small populations, many of which are near major metros.

For most bank loans, you'll have to make some kind of a down payment, perhaps as little as three percent with good credit. A down payment is simply your way of showing the lender that you are willing to risk your money to buy the home you want.

The larger the down payment, the more likely the lender is to make the loan which is why most lenders will give better interest rates to borrowers with 20 percent down or more and good credit. Less money down requires a higher credit score and private mortgage insurance, which can add more to your monthly payment.

One advantage to PMI is that it can be canceled. Let's say you put 10 percent down, and have a PMI payment. When your equity equals 20 percent or more, either through paying your mortgage or through home price appreciation, you can apply to the lender to have the PMI canceled.

The only loan that doesn't allow cancellation is the FHA-guaranteed loan. The only way to cancel PMI is to refinance to a conventional loan.

Borrowers with less than perfect credit can get loans, as well. The credit score will tell the lender how much money you have to put down; it's a factor in your interest rate. If you put 20 percent down, you can get a loan even if you have a low credit score of 580 or 620. If you have a 740 or 760, the lender will go with less money down.

It also matters where the downpayment money is coming from. Lenders expect first-time buyers to get help from family to buy a home, so there may be limits to the size or percentage of the downpayment gift that the lender will allow.

Down payment assistance can also come from grants. The FHA no longer allows seller-assisted down payments, but does provide a link to national organizations that may be of help. Also, check your local housing authority to see if there are grants available in your area

Monday, June 22, 2015

Wonderful Upgraded Fontana Home!! Offered at $379,000

SPOTLESS SINGLE STORY IN ETIWANDA SCHOOL DISTRICT. 3 CAR GARAGE. CULDESAC. TILE FLOORS EXCEPT FOR BEDROOMS. BREAKFAST BAR. LATTICE COVERED PATIO. BBQ STAYS. WASHER-DRYER STAY. BRAND NEW 50 GALLON WATER HEATER. RETAINING WALL PLANTER IN BACK. COZY FRONT PORCH BENCH STAYS. TONS OF GARAGE SHELVING, CABINETS AND LIGHTING STAYS. CEILING FANS THROUGHOUT. FIREPLACE IN LIVING ROOM AND BUILT IN SHELVING.ARTIFICIAL TURF IN BACKYARD. INDOOR FIRE SPRINKLERS. WALK-IN MASTER CLOSET. ALL CLOSET SHELVING STAYS. INDOOR LAUNDRY.



Eight No Skip Steps when Purchasing a Home

There are eight major steps you will take when you buy a home and each one is as important in its own way as the last.

Make your wish list -- Decide where you want to live and how many bedrooms and baths you'll need. Consider lifestyle -- condominiums offer shared amenities, with little responsibility. Single-family homes offer more space and privacy, but they also require more exterior and yard maintenance. Consider buying a fixer-upper for a reduced cost so you can remodel it to suit your needs.

Get preapproved -- You can prequalify yourself on the internet, but it takes a lender looking at your personal financial information to get prequalified. Your income, credit scores, revolving debts, obligations such as child support as well as the type of loan you choose will influence how much home you can buy. Other factors such as the down payment, interest rate and terms (30-year fixed or an adjustable rate) will determine what you can afford in monthly payments.

Hire a real estate professional -- Armed with a sensible price range, you're ready to hire a real estate expert to help you find the right home. Your real estate professional should be expert in the area where you want to live and familiar with the type of home you want to buy. Your agent should have house-by-house experience in the neighborhood you want so she or he can advise you.

Select your home -- No home is perfect, so don't let minor flaws influence you. Think long-term. Which available home best suits the needs of your household now and in the years ahead? Consider the amount of space, the floorplan, privacy, entertaining options and potential upkeep. Don't buy more than you need or can comfortably afford.

Make an offer -- Your offer should reflect current market conditions. If a home has been on the market a long time, you can ask the seller for a price reduction, but if it's new on the market, the seller is unlikely to comply. Sellers are more likely to respond to how much you love the home, than all the reasons why you don't think it's worth the asking price. Ask your real estate professional for advice on how to negotiate.

Get an inspection -- A home inspection is a professional third-party opinion of the home's condition. The inspector will point out the age of systems, and large and small repairs that are needed, so you'll know what you're facing as the next owner. Don't sweat small cosmetic flaws. Concentrate instead of high-cost items to replace such as air conditioners and roofing.

Get an appraisal - The bank appraisal determines market value to the lender. The appraiser will use comparables of similar homes that have recently sold. If the home doesn't appraise for the purchase price, the bank will refuse to make the loan unless you renegotiate with the seller. If it appraises for the asking price, the lender will move toward closing.

Go to closing -- Once final negotiations are complete, the parties to the transaction meet at the escrow office. This could be a title company, real estate attorney, or other closing agent customary in your area. All paperwork is signed by both parties. The lender pays the seller, minus any liens against the home such as the seller's mortgage. Once all the disbursements have been made, you get the keys to your new home, according to your agreement.

Monday, June 15, 2015

Beautiful Carriage Hills Home in Chino Hills. Offered at $949,000

VIEW! VIEW! VIEW! Located in exclusive Carriage Hills, this Chino Hills pool home comes with a spectacular mountain and city lights view. Features include high volume ceilings, formal living room, formal dining room and center island kitchen. Large bedrooms, with one bedroom and one bath downstairs. Separate laundry room, wet bar, three car garage. The backyard with pool and spa is perfect for entertaining, and still plenty of room for you to build your own paradise on this 17,043 square foot lot.



What are your Home Purchasing Goals??

With the dramatic fluctuations in housing prices over the last decade, consumers have new respect for homes as investments. But the flip side is that your investment is still a home, one you're likely to occupy for many years.

According to the annual Profile of Home Buyers and Sellers, compiled by the National Association of REALTORS®, the primary reason buyers cite for purchasing a home is simply the desire to own, followed closely by the desire for more space, and a change in the family situation.

For most people, buying a home is about giving household members more comfortable living arrangements and putting them closer to jobs, favorite activities, family and friends.

What are your goals for buying a home? You might want a better home and neighborhood. You might want a different kind of living experience, such as moving from an apartment to a single-family home with a private garage and yard. Your family may be growing, so you have to think about school districts and proximity to parks and other recreation.

Affordability may also be an important factor for you. The combination of low interest rates and still-low prices allows you to buy more home for the money. Rents are rising, making ownership more affordable than renting in many areas, especially when you factor in tax incentives such as mortgage interest deductions and property taxes allowable as deductions against your income.

When you buy, make your goals long-term. Buy within your means, but choose the best home you think will serve your household's needs for the longest period of time. The longer you own a home, the more equity you'll build. Today's market conditions and affordability make it more likely that you will reach your homebuying goals, no matter what they are.

If you're not certain, you might think about what would change about your situation if you became a homeowner.

You'll definitely be more established. If you're like most homebuyers, you expect to stay in your new home about 10 years.

You'll also build equity for yourself, instead of for someone else. Every payment you make, plus the rules of inflation will eventually allow you to recoup most if not all of your investment, or make a profit when you sell.

Monday, June 8, 2015

You've just purchased another home. What should you be doing?

You're finally in escrow, packing up your stuff to move it into the home of your dreams, and the excitement is palpable. But before you step foot in your new house, there are a few important things you should take care of.

1. Change your address

You'll have to stop into your local post office or visit the United States Postal Service's website to change your address at some point. Doing it early ensures that your mail will make as smooth a transition as you do. A side benefit to changing your address is the coupon package that comes with the form. That 10% off Lowe's discount will surely come in handy in a new home.

2. Update your contact info

Change your address online with creditors, financial institutions, schools, publications, and anyone else that is important. Your change of address form from the post office will forward your mail but going right to the source will ensure your new address is on file.

3. Tell your mailman and say "Thank you"

A little consideration goes a long way when it comes to forwarding mail.

4. Change the locks

How many of us have moved into a new place and used the same locks and keys that were provided to us?

"You really don't know who else has keys to your home," said HouseLogic. "That ensures you're the only person who has access. Install new deadbolts yourself for as little as $10 per lock, or call a locksmith — if you supply the new locks, they typically charge about $20-$30 per lock for labor.

5. Get the house deep cleaned

The previous occupants probably cleaned the house or had it cleaned when they left. But is it up to your standards? Get a crew in there before you move in. It'll be money well spent.

Make sure the crew also gets inside the closets, cabinets, and drawers. You don't want to start your new life with someone else's crumbs and dust bunnies.

6. Clean the carpets too

This is another area where you will probably want to focus a little energy—unless you're a fan of "germ hotspots," said Huffington Post. The blog reported that carpets are "botanical and zoological parks…that can be 4,000 times dirtier than your toilet seat," said microbiologist Dr. Philip Tierno, according to Men's Health. Let that set in for a moment.

7. Call an exterminator

Nothing ruins your first night in a new house like critters scurrying across the floor.

8. Research utilities

The current providers might be the best (or only) options...but they may not be. Deregulation in some areas means competitive rates for utilities that can pay off for you. Be sure to ask about any new user discounts for cable or satellite, and, also for bundling packages that might be available.

9. Shut off the utilities on the house you're moving from

Sounds like a given, but it's one of the most common errors people make when moving—an error that can turn out to be costly when you're paying double utilities.

10. Alert your service providers

Let your gardener and anyone else that services your home regularly know you are moving early on. Details like this can be easily overlooked during a move, and giving ample notice will allow them time to try to replace the business if you're moving out of their service area.

11. Pare down your stuff

The only thing worse that having boxes of stuff you don't use and don't need crowding your space is carting them from house to house. Days disappear quickly when you're packing and preparing to move. If you are at all concerned you won't have time for a garage sale or even to drive to the local donation spot, take advantage of charities that will come to your house and do a pick up. Then all you have to do is haul the stuff to the front porch and bring in your tax receipt once they're done.

Monday, June 1, 2015

5 Unexpected Side Benefits of Home Ownership

You already know about the tax benefits of buying a home and the long-term financial advantages created by rising home values and bankable equity. But some of the associated benefits of homeownership might surprise you.

1. Pride of ownership

You understand the idea of pride of ownership, but maybe you've never actually felt it. You will once you put those keys in the door for the first time. And this doesn't just apply to first-time homebuyers. If you've worked hard, saved well, spent smart, and are able to now move up to the home of your dreams, you'll undoubtedly feel it, too.

"America has a long tradition of homeownership," said the New Jersey Association of REALTORS®. "This country was founded by settlers who braved the wilds, faced the unknown, and claimed a bit of the American countryside for their own. Having a stake in the land upon which we live is rooted in the fabric of the American psyche."

2. It's a do-over

So your old house deteriorated into an outdated mess. Or maybe you earned a reputation for being the grumpy neighbor because you threw one too many fits over dog poop on your lawn. Now you've got a clean slate. Your house can be anything you want it to be, and you can be anyone you want to be—even the friendly, helpful neighbor who sets out poop bags, just in case.

3. Social benefits

Any move brings new opportunities to make new friends and increase your social interaction. But homeownership can also provoke deeper social benefits.

A report from the National Association of REALTORS® found that homeownership positively impacts educational achievement, with homeowners having "a significant effect on their children's success. The decision to stay in school by teenage students is higher for those raised by home-owning parents compared to those in renter households," they said. "Furthermore, daughters of homeowners have a much lower incidence of teenage pregnancy."

Potential reasons for this: "Certain behavioral characteristics required of homeowners that get passed onto their children," such as the financial commitment that leads homeowners "to minimize bad behavior by their children and those of their neighbors that can negatively impact the value of homes in their neighborhood;" homeowners assuming "a greater responsibility such as home maintenance and acquiring the financial skills to handle mortgage payments;" and "neighborhood stability."

An additional study shows that "homeownership has positive effects on the academic achievement of children (with) significant effects of home environment, neighborhood quality, and residential stability on the reading and math performance of children between the ages of three and twelve."

4. Coupons galore

Chances are you've got a laundry list of things you want to do to your new pad. Buying a new house will unleash a cavalcade of junk mail, but in that mess of unwanted refinance offers and insurance information and other nonsense will be all kinds of coupons you can use from big box companies, home décor outlets, window treatment businesses and the like. Go through them carefully and you can fix up your place without spending the equivalent of your down payment.

There are also hundreds of dollars worth of coupons from companies like Best Buy, Lowes, and Bed Bath & Beyond available in the change of address form you fill out at the post office or online.

5. Credit offers

Once you close escrow, your credit score will get a bump and the credit offers will start rolling in. This is great if you're looking to get a new car, do some home improvement projects on credit, or buy some new furniture. By taking advantage of special offers from Home Depot, Best Buy, or furniture stores like Rooms To Go, you can do some updates and spread out your payments over time without accruing interest—if you qualify. Just make sure to keep track of how much you need to pay monthly to take full advantage of the program

Thursday, May 28, 2015

Beautiful Chino Hills Home. Great Area!! Offered at $619,000

Located in Chino Hills in the Images Community. This wonderful 4 bedroom 2.5 bathroom in a super nice neighborhood. Drive up to this two story home with great curb appeal. Walk up to your private front door and you are greeted with vaulted ceilings and beautiful slate floors with an open and bright floor plan. Proceed to your bright and open Kitchen that overlooks your backyard and the family room. Walk into your family room that boasts a fireplace and beautiful wood floors and overlooks the backyard and is open to the kitchen. Walk up to your elegant stone covered staircase where your master bed and master bathroom awaits you. Turn to find the nice sized 3 bed rooms with new carpet. Add to this a spacious 3-Car garage and award winning school district and walk to the local school and shopping make this a must see home!



Tuesday, May 26, 2015

Bathroom Remodeling Tips from $1000 - $10,000

Remodeling the bathroom is one of the best investments you can make as a homeowner -- whether you're planning to live in your home for ten years or sell it within the next five. In fact, improving the atmosphere and functionality of the bathroom offers a huge benefit, especially if you're starting with a cramped or outdated space. The biggest question, of course, is: How much budget do you have for your remodel? Not everyone can spend tens of thousands of dollars on a bathroom remodel.  

So here are some projects that will improve your bathroom, whether you have a budget of $1,000 or $10,000:

$1,000:

A budget that caps at $1,000 doesn't give you a lot of room to hire professionals. You're going to have to do most of the work yourself -- except when it comes to plumbing and electrical work. That's best left to the professionals, and letting them handle it will save you money and hassle in the long run anyhow. Focus on the smaller DIY improvements that will revitalize and renew the bathroom's appearance. Some projects to consider are:

Repainting the walls: If your bathroom walls are looking particularly drab, then adding a fresh coat of paint could do a lot for the room. Choose a shade that brings it into the 21st century and creates a welcoming, relaxing atmosphere. Make sure it matches your linens so you don't have to replace those as well.

New tiling: Think about the tile in your bathroom, maybe the wall behind your bathtub or on the floor. If it's cracked or outdated, now might be a good time to replace it. Vinyl and ceramic tile is quite affordable -- costing anywhere between $2 and $5 per square foot, depending on the design. Generally, you'll pay around $400 for 200 square feet of tile. Plus, you'll have to lay it yourself. In comparison, professional tile installation averages around $900 to $2,100 -- way outside your budget.

Additional storage: Depending on the size of your bathroom, you might want to look at how you can optimize storage. Think about a new medicine cabinet, baskets or a standing shelf if your bathroom has the room. You could spend anywhere between $100 and $200 on storage depending on which kind you decide to install.

Regrouting: To make your bathtub or shower look fresher and cleaner, regrout the tile. Scrub with a brush and a bleach solution. If you can't get the debris off, think about removing the grout and reapplying a new layer. The cost of grout is about $20.

New exhaust fan: The exhaust fan in your bathroom helps prevent mildew and mold growth. If the exhaust fan is worn down and not running properly anymore, it's time to replace it. The cost of a new bath fan averages at about $100, but it's a worthwhile investment to avoid mildew growth.

Green showerhead: How much money are you paying for water right now? Do you like long, luxurious showers? To avoid cutting down your time in the hot water, think about replacing your showerhead with its green alternative. Low-flow showerheads can cost as little as $50 and are easy to install. Plus, you can still get high water pressure.

New faucet: Another investment you can make in your bathroom is to replace your faucet. A new faucet can really change the look of your sink and cut down costs on your water bill as well, depending on which one you choose. Most faucets cost about $50 to start, though the best types will cost upwards of $100. If you want an efficient faucet, keep an eye out for the Watersense logo.

$10,000:

When you have a more sizeable budget, you don't have to rely so much on your two hands to do the work. You can hire local contractors for some of the projects in the bathroom, which saves you a lot of time and hassle. That doesn't mean you can have the bathroom gutted and completely remodeled, though. A project like that will cost upwards of $22,000. But at least you can make some more major changes to the room including:

Granite countertops: Granite countertops have always been a popular investment for kitchens and bathrooms. However, they can cost a lot of money -- about $3,100. So to save a few dollars, choose granite that has imperfections or countertops in neutral colors.

New accessories: Little accessories can make a big impact. Maybe it's the overhead lighting, towel racks or drawer handles in the vanity. While these seem insignificant, together they can drastically increase the appeal and atmosphere of the bathroom. Do not replace your lighting fixtures on your own, but changing out bulbs with their LED or CFL alternatives is okay -- and it cuts down on your electricity costs.

Refinishing fixtures: While you might think about replacing one or two of your bathroom fixtures, you shouldn't try to replace all of them. Instead, think about refinishing some of your fixtures like the sink, shower and bathtub. If they're made of cast iron, porcelain or fiberglass, this is a cheap investment with great results. Your fixtures will look almost brand new for a fraction of the cost to replace them. For example, the cost to refinish a bathtub is $300 on the low end and $1,000 on the high end, as compared to replacing it for $2,200 on average.

More green updates: There are a lot of green updates you can make around the bathroom to save money on your utility bill. As reiterated before, CFL and LED lighting helps, as do low-flow showerheads and Watersense faucets. In addition, you can invest in dual-flush or no-flush waterless toilets, also under the Watersense label.

Conclusion

Bathroom remodeling doesn't have to be an expensive investment. Despite your budget, there are always ways to save and still end up with a new, revitalized space. If you don't have the budget to do what you want in the bathroom, you can at least make a few adjustments until you're ready to gut the space for more major changes

Monday, May 18, 2015

5 CLEANING TIPS TO SELL YOUR HOME FASTER

Home buying and selling can be a lengthy process. If you are selling your home, then you want to receive the highest offer possible. A clean and well-maintained home can bring you more money than a home that needs deep cleaning and repairs. There are a number of ways to improve the look of your home.


The first step to cleaning is to declutter every room in your home. Your home needs to appeal to a wide range of potential buyers. Decluttering is an effective way to accomplish this task. This rule also applies to rental cleaning of your domestic investment properties. Read about the following five most common spring cleaning tip suggested by Hygienic Solutions Australia  that may sell your home faster.


1. Clean kitchen and bathroom cabinets with a hot sponge and a cleaner that contains orange oil. An easy way to heat up your sponge is to place it in the microwave for 20 to 30 seconds. Wear gloves while cleaning to protect your delicate hands.


2. Shower doors and bathroom tile attracts scum, mold and mildew. The easiest way to get rid of this is to use a glass cleaner. A razor blade makes scraping off tough residue easier. Use a dry cloth to dry of areas as you clean.


3. Use microfiber cloths instead of paper or cotton towels for window cleaning. They also lift dirt and dust faster than other clothes because of the tiny fibers. Microfiber cloths will not scratch delicate surfaces on your electronics. Clean them by tossing them into the washing machine when you are finished.


4. Use a leaf blower instead of a broom to sweep the garage of dirt, dust and debris. You can buy an electric model for under $50 and it is faster than a broom. A leaf blower is also a great way to clean driveways, patios and walkways.


5. Remove unwanted pet hair from upholstered furniture using duct tape instead of vacuum cleaning. Wrap duct tape around the shell of a paint roller for faster cleaning. This will also work well on your vehicle’s cloth upholstery. 

Monday, May 11, 2015

Fontana Home in a Great Area!! Offered at $355,000

Beautiful two-story home, located near Ontario Mills Mall and Victoria Gardens mall, close to shopping centers, close to major freeways. Interior features granite counter tops, canned lighting, ceramic tile flooring, carpeting in bedrooms, separate dining area leading to outside patio,skylight, washer and dryer hookups located downstairs leading to the three car garage, fireplace, large backyard.



Just sold your home. What should you be doing??

Moving can be very stressful. To make your move a little less stressful, below is a moving and packing checklist for you. It will help you remember items you need to transfer, update, cancel, and simply help you prepare for your move. 
ITEMS TO TRANSFER, CANCEL OR UPDATE, INCLUDING:
  • Cable, Internet service, telephone, newspaper
  • Lawn Care, Pool Service, Pest Control
  • Car registration and driver’s license
  • Post Office
  • Update your friends, relatives and other contacts with your new address
  • Bank accounts and safe deposit boxes
  • Utilities, including electric, gas, water, sewer and trash
  • Insurance policies, including property, auto, medical and dental
  • Alarm monitoring company
  • Voter registration
  • Physician, dentist and other medical providers
  • Veterinarian
  • Health clubs
  • Your children’s schools and daycare centers

PREPARE
  • Separate items you will and will not be taking with you.
  • Box and label the outside of all the boxes.
  • Make a List: It will help you keep track of what is in every box.
  • Hiring a Moving Company?: Create a list or spreadsheet of all of your belongings take pictures of anything you feel is valuable.
  • Movable Storage Units: The new trend in moving is the movable storage unit. They can be loaded and stored off location during the sale of your home. Once you are ready to relocate, the unit can meet you at your new location.
  • Unwanted Items: This is a great time to donate or trash unwanted or unneeded items.

GET PACKING
  • Collect or purchase boxes.
  • Packing Accessories: Make sure you have enough tape, bubble wrap, newspapers, garbage bags and markers.
  • Furniture: Take apart furniture if needed.
  • Fragile Items: Make sure to take extra care when packing any fragile items.
  • Moving Company: Schedule movers as needed and keep a completed bill of landing until everything is delivered to your new home, the charges are paid and if there are any claims, they are settled.
  • Rent a Truck: Are you renting a moving truck? Ensure you get your truck booked in advance. Make sure you have carpet to protect items and at least one hand truck.
  • Recycle: Do you have any flammable materials or containers that may leak like batteries, acids, cleaning fluids, paint, etc.? If so, make sure you properly recycle those items.

FINALIZE YOUR DETAILS
  • Car: If you are moving a long distance away, ensure you have your car serviced, tires checked etc.
  • Accommodations: You should plan out your trip and stops in advance. If you have pets, make sure those arrangements are pet friendly.
  • Final Check: Do a final walk through of the house. Check all closets, cabinets, attic and rooms one last time to make sure you haven’t left anything behind.
  • Make sure all lights have been turned off, set the air conditioner or heat on a comfortable setting that may not run a lot. Once you are sure you’ve got everything, lock up!

PREPARE FOR CLOSING
  • Homeowner’s Insurance: Maintain homeowner’s hazard insurance for 2-3 days after closing.
  • Leave appliance manuals, warranty information, garage door openers and spare keys in the house. Bring at least one key to closing.
  • The house should be at least “broom clean” and all trash and debris should be removed from the property. This includes the garage, attic and yard. If there was any damage to the house done during the move, have it repaired! This should be completed before the buyer’s final walk through.
  • Bring a driver’s license or other form of photo ID to the closing. Items are notarized and you will need to prove your ID.
  • If you are selling a condo or co-op, be sure to schedule your move well in advance. Check your condo/co-op docs for moving rules and restrictions. There may be items that you or the new buyer need to complete before closing.

Tuesday, May 5, 2015

How much does it cost to remodel a kitchen?

According to the Department of Housing and Urban Development American Housing Survey, the median age of an owner-occupied home in the United States was 35 years in 2011, and it's even older now. With few new homes being built post-recession, the chances are good that the home you buy is in need of some major renovations.

For most homebuyers, the most important room is the kitchen, the heart and soul of any home. But if your kitchen is from another generation, it might not meet your needs. It may be closed off the way kitchens were in the 1950s or have outmoded cabinets, drawers and appliances that don't function as well as today's products.

No matter what needs to be done, get ready to spend some real money. The National Kitchen & Bath Association (NKBA) suggests that you allocate your kitchen remodeling budget somewhere along these lines. One third of your budget is going to cabinets and another 25 percent to appliances and ventilation, and countertops. Approximately one fourth of your expenses will go toward designer fees, labor and installation. You can also get a lot of bang for the buck with new faucets, lighting, doors and windows.

Obviously, the quality of materials you choose will make a big difference to the amount you spend. The cost of living impacts labor, and you could find yourself paying quite a bit if you make changes to the footprint of the kitchen like relocating the sink or range and tearing out walls. Change orders for the contractor can also drive up costs.

So what will you pay to renovate your kitchen? Cost estimates are all over the place.

HomeAdvisor estimates that the average cost to remodel a kitchen is $20,000, with most homeowners spending between $10,630 and $30,000. Houzz says the average is about $25,000, but that figure includes do-it-yourself kitchens as well as those that used kitchen designers.

Kitchen designers work with interior designers for a seamless ambiance with the rest of the home. A HadleyCourt.com survey of professional kitchen designers, remodelers and HVAC experts found that a 200 square foot kitchen remodel in major metros was $120,000 to $150,000, and $80,000 in secondary real estate markets.

The best way to determine the cost of remodeling your new home's kitchen is to decide whether the changes you want to make are mostly cosmetic or structural. Then decide if you want to DIY or hire professionals. You can certainly paint, install new tile and countertops, and buy new appliances, but if you want to improve the functionality or size of the kitchen or move any plumbing or electrical, you should hire a kitchen designer for best results.

Don't avoid buying a home you love because it needs renovations. Chances are good that you're going to get the home at a discount because it needs updates. This is your opportunity to make the home your own.

Tuesday, April 28, 2015

Lovely Diamond Bar Townhome!! Offered at $438,000

Well designed, well built and well located in the highly coveted "Ridgeline Community" of Diamond Bar and part of the distinguished Walnut School District. New wood laminate flooring, New paint, New kitchen cabinets, New Range & Oven. Walk into a stunning open floor-plan, with vaulted ceilings and bright natural lighting. Focus and accomplish some work in the convenient upstairs loft or use it as a private retreat. Washer and Dryer hookups located downstairs in the 2 car garage. Students should be attending Castle Rock Elementary, South Pointe Middle or Diamond Bar High depending on their grade level. Walking distance to Ronald Reagan Park, close to schools, shopping & restaurants, easy access to 57 & 60 Fwys.





Sunday, April 26, 2015

Should I sell my home?

Should I list my home for sale? If I were to get a dime for every time a property owner asked me this question, well, I'd be sitting on my yacht in the middle of the Pacific right about now. So, I put together a little cheat sheet that will hopefully help these indecisive homeowners get out of that gray area of whether or not to list their property for sale. 

Here are some questions you must ask yourself before you decide.   

1. Why are you selling? 

This seems like a pretty obvious and easy question to answer. But, you'd be surprised how many people don't really know. Whether your family has outgrown that tiny living room or your kids can't stop fighting over that top bunk. More room for your growing or grown family is definitely one of the number one reasons to find something bigger. Bigger can be better. So I hear.

Whether your reason to list is because of a job relocation, too much sun in the morning, too little sun in the morning, an annoying neighbor, a creepy ice-cream man, or that you really just want to get out of Dodge....you must decide whether that reason justifies moving. 

2. Can you Afford to Sell Your Home? 

I like to live life like money doesn't matter....but, in reality, it does. Bummer. It especially matters when it comes to selling such a huge investment such as a house. So, you must get your ducks in a row when it comes to your finances. What is your mortgage payoff? What is your home worth in today's market? What will you net after you deduct all the expenses of selling? (commission, closing costs, repairs...oh, my!). Not to be a Debbie the Downer, but, selling a home can be expensive. But, luckily, if you play your cards right, it can also be very rewarding financially. Click the link below, and I will send you a "Net to Seller" sheet that will help you determine what you'll come away from the table with (or how many zeros you'll be putting behind that number on the check to the mortgage company). 

3. Can You Make Your Home Market-Ready? 

I know the majority of people have an amazingly amount of pride when it comes to their home. Their home is, for the most part, perfect to them. But, let's be real here. Most homes need a bit of work in order to make them "perfect" in the eyes of a potential buyer. This work may include a complete deep-cleaning. You know those fingerprints on the light switches you've been meaning to clean? Those have to go. Also, there are usually some minor repairs that need to be made. Of course these will be spotted by an inspector, but, nobody wants to buy a home in need of repairs compared to homes that don't. Now onto a more "touchy" subject. You know those half-naked pregnancy pictures you have on your wall that you point to every-time your child slams the door in your face? Well, those have to go. Also included in this list are: undergarments, the last decade's Sports Illustrated collection, those bags of clothes you've been meaning to donate...or burn....and everything else shoved out of sight. That means, get rid of your junk. Or, at least hide it REALLY good. An organized, clean home speaks wonders for its owners. 

So, there you go. If you can justify those three questions and know you can afford to list your home. Well, there is no better time than the present!

Happy Selling!

Beautiful Chino Pool Home! Offered at $550,000

IMMACULATE 3 BEDROOM POOL HOME ON CULDESAC IN GREAT AREA. LARGE OPEN KITCHEN HAS CORIAN COUNTERTOPS, REFINISHED CABINETS,WALK-IN PANTRY. POOL AND SPA JUST REDONE. REAR YARD HAS ARTIFICIAL TURF AND PUTTING GREEN, BUILT-IN BBQ AND GATED DOG RUN. FIREPLACES IN LIVING AND FAMILY ROOMS. CUSTOM WOOD SHUTTERS DOWNSTAIRS AND WOOD BLINDS UPSTAIRS. LAMINATE WOOD FLOORING THRUOUT. BRAND NEW A/C, HEATING AND WATER HEATER. INDOOR LAUNDRY ROOM USED AS WALK-IN PANTRY. WATER SOFTENER. UPGRADED ELECTRICAL PANEL FOR EMERGENCY GENERATOR PLUG IN. 3 CAR GARAGE HAS A SPECIAL SCREEN AND BUILT IN STORAGE CABINETS. NICE LANDSCAPING AND HARDSCAPE. POSSIBLE 4TH BEDROOM IS BEING USED AS A WALK-IN CLOSET. NO MELLO ROOS TAX.






Friday, April 24, 2015

Beautiful Chino Hills Home!! Gated Community!! Offered at $779,000

Live in the beautiful Gated Community of Flintridge! Designer front doors, Flagstone hardscape. Kitchen has stainless steel appliances, convection double oven, trash compacter, ceramic flooring, granite countertops and center island. Cozy fireplace in family room. Formal Living Room and separate Dining Room. Master Bedroom has hardwood flooring throughout and in the retreat, dual closets with built in organizers, beveled mirrored wardrobe doors. Jacuzzi tub and marble flooring in Master Bath. Plantation shutters in master bedroom, retreat and family room. Crown molding in Living and Dining Rooms, Master bedroom, Bath and Retreat. Upstairs laundry room with sink. Two secondary bedrooms are upstairs. Downstairs bedroom has full bath. Beautiful private patio has built in Viking BBQ and a bubbling spa.



Selling your home? Here are 5 Landscaping Ideas.

You've probably heard how important curb appeal is when you're trying to sell your home. The first thing buyers look at when they pull up to your home is the big picture -- the house, the yard, the trees, the flowers. It's the impression that counts, and all it takes is one thing to ruin the effect -- a cracked walkway, dead branches in the trees, leggy bushes.


As you look around at all the things you need to fix or update to sell your home, it can be overwhelming. Many sellers struggle with the costs, the decisions, and the time it takes to market their homes. Since most landscaping isn't permanent, you may think it's not as important as other projects that need to be done, but you should strongly consider putting it in the marketing budget.
You can do some of the work yourself or you can get help. But here are five jobs you can do that help you make the most of your home's drive-up appeal.

1. Get rid of anything dead. Dead leaves, flowers, and trees do nothing for your curb appeal. Snip it, rake it and bag it. As you finish, you'll see blank areas. Fill these in with fresh flowers, small bushes, potted plants or yard art. No Gnomes or flamingoes need apply.

2. Cut and weed the grass. If you mow your own lawn, make sure it's freshly mowed every week. Pull or spray weeds so the texture of the grass will be more pleasing.

3. Replace or hide leggy bushes. Nothing makes a front entry look more dated than bushes with longer legs than torsos. Pull them out and replace them, or if it's more expedient, plant boxwoods or other small bushes in front. You can also cover a lot of blank areas with mulch, wood chips or gravel.


4. Improve both hardscapes and softscapes. Decorative stone, tile, brick, concrete or wood can add a lot of appeal to the softer elements such as flowers, plants, grasses and ground cover. Landscaping doesn't have to end at the porch. Bring color and vitality to the entry with potted plants and flowers.

5. Light the way. Landscape lighting doesn't have to be expensive. Lanterns to line the walk, or the occasional uplight for the trees can have a glamorous effect on the exterior of your home. Lighting provides security as well as spotlights what you want to call attention to -- a beautiful tree, a flower bed or an architectural element of the house.

If you're not sure where to begin, go to your local supply with a sketch or photo of your home and ask for ideas. Explain that you're selling your home and you need help with curb appeal. You may get a lot of free advice that's really helpful

Tuesday, April 21, 2015

Gorgeous Corona Hills Home!! Offered at $495,000

Rare opportunity to own one of the few Corona Hills with a view of the beautiful city,gorgeous mountain range; visual from family room,formal dining area. Home turnkey condition.recently upgraded home includes new landscaping,roll up garage doors with windows and customized railing system to accommodate large SUV's,top of the line wall mount garage door opener offering more headroom,wood laminate floors,handmade wood stairs stained to color of floors,top rated carpet with plush padding, freshly painted interior/accent walls,stainless faucets and under-mount sinks in bathrooms and kitchen,scratch resistant kitchen sink,travertine full backsplash, travertine fireplace fascia with custom made ledge, new stainless dishwasher,new stainless Double Ovens, new four burner stove with restaurant quality BTU ratings.The master bedroom has its own standing shower large, soaking tub, Big his and hers walk-in closets high ceilings granite counter tops master bathroom. master bedroom has vaulted ceilings and windows to enjoy view. Also big bonus room double door entry. Shopping walking distance Costco,Red Robin,two sushi restaurants,Starbucks, Ranch 99 Market,Vietnamese restaurant,UFC Gym, Claim Jumpers,and more.Nearby Tyler mall,casinos and Victoria Gardens. Must SEE!!